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The bot says that I can't afford it even though I have enough metal or the item I am offering is worth more!

Make sure that your metal and items are tradable and craftable. If you aren't able to see the metal via the Steam Community backpack, then you will have to wait a few minutes or close TF2 so your it gets updated.

If you are experiencing this error while trying to pay with items, it most likely means that we are not accepting said item for whatever reason or that it is overstocked.